Discount Affinity Schemes

ISME members can quickly reduce their business costs - and recoup their tax deductible membership fees - by availing of attractive discounts negotiated by ISME on a wide range of services and financial products, essential for business.

ISME Members can log into the members' area to see full details on our Discount Affinity Schemes.

ISME INTERNATIONAL PAYMENTS
ISME Credit Check and Debt Recovery Scheme
ISME Home Household Insurance
ISME Bankcheck
ISME Credit Insurance Scheme
ISME Health Cover
ISME Insurance Scheme
ISME Group Life Cover Plan
ISME Cost Reduction Facility for Pension Schemes
ISME Phone
ISME Hospital Cash Income Plan
ISME Software Back-up

ISME INTERNATIONAL PAYMENTS

Does your business make international payments? Maybe you make US Dollar payments to suppliers in China or pay staff sterling in the UK.

ISME have partnered with a leading Global Payments Company to offer you a faster, cost effective way of making foreign currency payments.

NO FEES FOR THE 1ST TRANSACTION
Competitive exchange rates,
No transfer fees for payments over €1,000 (2nd transaction onwards),
Same day transfers to the U.K. and U.S.,
An online service allowing you to check rates, make payments and check the status of existing payments,
Live currency graphs,
Book by Phone/Fax/Online,
Automatic bank account verification,
Automatic notification for you and your supplier .
For more information on this scheme log-in to the members' area of the website.

ISME Credit Check and Debt Recovery Scheme

We are delighted to launch the Credit Check and Debt Recovery affinity scheme for ISME members. The scheme includes an attractive package for ISME members with a 20% discount. For more information on this scheme log-in to the members' area of the website.

ISME Home Household Insurance

We are delighted to introduce a new cost saving household insurance scheme, especially formulated for ISME members and their staff. In these challenging times it is just as important to make savings in your personal finances as it is in your business costs. Members may access a ‘no obligation’ quotation, to see how competitive the price is, prior to arranging cover.

ISME Bank Check

Provides a totally independent financial checking service that will quickly tell you if there are problems with your bank accounts and set about recovering any monies owed to you, (with interest of course!). Through the scheme you can also negotiate more competitive rates with your own bank or alternative finance houses. Your initial meeting is free of charge, so peace of mind costs nothing more than a little of your time

ISME Credit Insurance Scheme

The Credit Insurance scheme in association with with Campion Insurance, is specifically tailored for the needs of members providing available cover for domestic and export sales. The main terms of the scheme, include a 10% discount for ISME members, a quarterly payment facility and full on-line training and service.

ISME Health Cover

Substantial reducations on health cover rates.

ISME Insurance Scheme

Up to 20% reductions on comprehensive packages. Since July 2003, there has been a significant turnaround in the availability and cost of insurance. While this is very welcome news, insurance still represents a major cost for members and history would also suggest that the current cycle of price reductions will turn again.

ISME Life Cover Plan

ISME Group Life Cover Plan continues to provide important life cover at the lowest cost. The Plan is designed to pay a lump sum of either €100,000, €75,000 or €50,000 (depending on the option selected) to a members’ next of kin in the event of death.A number of improvements have been made this year to the ISME Group Life Cover Plan to benefit both the employer and employee. These include
- automatic children’s life cover of €10,000 (aged 1 - 21*).
- the facility to choose different benefit levels for different staff members.
- the option for employers to allow staff to join and pay themselves.
- Children’s life cover is automatically included for all dependant children aged 1 - 21*.
- To select the level of cover for your staff, simply tick the appropriate box on the application overleaf.
- You can include eligible employees who are prepared to pay their own premium by having it deducted

ISME Cost Reduction Facility for Pension Schemes

This innovative scheme provides SME owner managers, with access to a facility that will reduce the costs of their pension scheme, without the need to change their existing fund manager or broker. As well as reducing costs, the scheme will provide a comprehensive online facility and remove the burden of trusteeship from employers.
The main benefits of the scheme include;

• Up to 15% reduction in administrative pension costs.
• Lower investment charges.
• PensionSource can act as trustees to a pension scheme and remove the need for trustee training.
• The scheme can be accessed without the need to switch brokers.
• A comprehensive on-line facility ensures transparent and up to date pension information

ISME Phone Scheme

The ISME Phone Scheme, which is operated in conjunction with imag!ne, was launched in 2002 and has proven to be hugely successful with a high take-up from ISME members. the scheme provides specific discounted pricing on telecoms charges for all ISME members. Based on ISME research and feedback, our members now save typically 35% on telephone charges.

ISME Hospital Cash Income Plan

The ISME Hospital Cash Income Plan provides generous benefits to members for as little as 33 cents a day. The plan provides:

• €50 a day for up to 365 days for a stay in hospital due to sickness.
• €100 a day if in hospital in Ireland due to an accident.
• €300 private ambulance cover.
• €1,250 Maternity Grant.
• Special offer for Families.
• Many other benefits...

ISME Software Back-up Scheme

Over 60% of companies that lose their data lose the ability to continue in business after six months. Remove that uncertainty with ISME Premium Backup the scheme guarantees complete protection and back-up of the data that is crucial to the running of your business.