Discount Affinity Schemes

ISME has negotiated discounts on your behalf on a wide range of services which will save you money. When you avail of these services you will quickly recoup your ISME membership fee (tax deductible) plus more. Please log in to the ISME Members Area with your password to get contact details for each affinity scheme.

ISME Insurance
ISME Phone
ISME Bankcheck
ISME Group Life Cover Plan
ISME Health Cover VHI
ISME Income Protection
ISME SART & Financial Management
ISME Software Back-up
ISME Foreign Exchange (FX)
ISME Accounts Software

ISME Insurance
Aon Insurance brokers in partnership with ISME have developed cost effective insurance solutions for members. This exclusive facility with a leading Irish insurer includes the following types of cover among others; Material Damage, Business Interruption, Public Liability, Employer’s Liability, Professional Indemnity, Computers, Motor, Personal Accident. In addition the ISME Insurance scheme will quote for any ancillary covers that you may require. The ISME insurance scheme guarantees savings on your insurance spend with average savings to date of 20%. Benefits of this facility include; savings on insurance financing costs, free risk management advice and there is no proposal form necessary. There is a 0% finance option to pay your premium by installments over 12 months. Once we have your details, a quote will be turned around within 48 hours.

ISME Phone
The ISME Phone, operated in conjunction with imag!ne was launched in 2002 and has proven to be hugely successful with a high take-up from ISME members. imag!ne will provide specific discounted pricing on telecoms charges for all ISME members. Based on ISME research and feedback, our members now save typically 35% on telephone charges.

ISME Bankcheck
Bankcheck is an independent banking advisory company specialising in the following:
• Liaising between client and bank to secure a more favourable deal, hence reducing banking overheads.
• Liaising between client and bank to secure a reduction in outstanding debt.
• Working closely with solicitors, offering expert advice in cases involving banks.
Bankcheck offer ISME members a 25% reduction on fees.

ISME Group Life Cover Plan
ISME Group Life Cover Plan in association with Halligan Insurances offers members valuable Life Cover plans at extremely good value. There are two levels of benefit available to you - €75,000 cover or €50,000 cover. Premiums are allowable as a business expense for corporation tax purposes. This plan is designed to pay out a Tax Free Lump Sum to employees’ dependants in the event of their death before age 65. Furthermore, the application process is far simpler than it would be if an employee was to take out this cover on their own. Employees who have two years service are eligible to join immediately, employees with less than two years service can join, subject to completing a medical form. Irish Life Assurance PLC, the leading Life Assurance company in the State, underwrites the plan.


ISME Health Cover VHI
VHI enable you to select private medical insurance in a number of different ways. From their LifeStage Choices range of plans with integrated day-to-day medical expenses cover, hospital plans and company plans – you can tailor your healthcare package to fit with your budget and meet the needs of your employees. Healthcare benefits packages are designed in line with staff demographics, benchmarking requirements and industry analysis, supporting your company’s recruitment and retention strategy. ISME members can avail of group discount rates of up to 10%.

ISME Income Protection
ISME in partnership with Friends First have introduced ISME Income Protection. Income Protection is an insurance plan that can provide you with an income right up until your retirement in the event that you are unable to work due to any illness, injury, accident or disability. Friends First are the Income Protection specialists in Ireland and have the most comprehensive product available on the Irish market. Friends First offer the highest levels of cover in Ireland and are the only provider who offers an option to guarantee that your premiums will not increase.
Unique Product Offering Only Available to ISME Members:
• Highest Level of Protection Cover: offers cover of up to 75% of first €160,000 of annual salary and 33% of balance up to a maximum of €260,000 per annum.
• Plus Free Executive Health Check.


ISME SART & Financial Management
Financial Engineering Network Ltd, is a member of the ITC group and are recognised as leading financial advisors to SME business owners in Ireland. Financial Engineering is recognised throughout Ireland with a network of seven regional offices. Through our affiliation with ISME, we advise members in two key areas of their financial planning. One in the area of Self-Administered Retirement Trusts (SARTs), an improtant tax tool in Ireland and a real alternative to most members current pension planning. Secondly, through our specialist planning process, we work with ISME members to put real structured plans around their tax, risk and cash needs. financial Engineering offer a first consultation FREE to ISME members, and 20% reduction in their fees to members.

ISME Software Back-up
Premium Backup provides complete protection for ISME members business critical data. No matter what happens, whether hardware failure, flood or theft, you can rapidly recover all of your files and email with a simple press of a button. No backup – no excuse. 30% Reduction for all ISME Members.


ISME FOREIGN EXCHANGE (FX)
Investec in Ireland have introduced a unique scheme for members, offering significant savings on foreign exchange transactions. ISME Members will benefit from a minimal guaranteed foreign exchange margin of 0.5% on transactions for amounts between €1000 and €100,000. Amounts above €100,000 can be negotiated at even better rates. No charges or fees on foreign exchange transfers or statements will apply. NEW INVESTEC FX ONLINE SERVICE for secure online foreign exchange payments.

ISME Accounts Software
ISME, in conjunction with the Big Red Book, have introduced a scheme to provide accounts software to member companies at a significantly reduced rate. The package, which is an extremely simple and easy to use computerised bookkeeping package, provides finger tip access to figures you need to run your business. A discount of 25% is available to ISME members on software costs only. (Discount is not available on payroll or support renewals to existing customers).